Life events might mean insurance changes
- Coverage clarity
- Homeowners insurance
- Auto insurance
- Life insurance


VIU by HUB is a strong advocate for self-improvement, whatever that looks like for you. We’re also strong advocates for having the right insurance coverage for you and your life. Life changes and insurance should evolve with it. We’ve put together this list of life events and insurance considerations for each so that you can make your life changes and make sure you have adequate coverage. While there’s no such thing as life event insurance, there is a type of insurance for life changes you may be considering.
Whether you’re a new homeowner or an experienced pro, moving into a new home is exciting. What kind of insurance should you have for this occasion?
Your entire home should be covered, even if part of it is currently a pile of lumber waiting for a contractor. That pile might not look like much, but it is really expensive and it’s necessary for home additions. Good news: there are policies that cover construction - from piles of lumber all the way through completed additions.
You’ve worked hard to afford that jewelry, classic car or artwork. Keep it protected. No matter what type of valuable you’ve purchased, VIU by HUB can work with you to find the right insurance plan.
Imagine expert advice, instant insurance quotes and all your policies, all in one place.
Merging lives legally, even if they’d previously been intertwined, comes with a lot of paperwork. What changes here often depends on what your insurance situation was before marriage. It’s best to consult the VIU by HUB Advisory Team rather than try to navigate it yourself. We created this guide to moving in together that should give you an idea of what questions to ask.
Becoming a parent will require some updates to your personal insurance. You’ll also want to update your health insurance coverage for this life change, but you’ll need to reach out to those companies to learn what changes they recommend.
You’ll want to notify insurance companies about this change sooner than later to be sure that your policy protects your teenage drivers, and your car, while they learn to drive and beyond.
No matter how well you get along with your ex, you probably don’t want to pay for their insurance plans. And you don’t want to be left without your own either.
You’re likely going to have many benefits to consider, including several types of insurance coverage. Don’t forget to check your personal insurance policies as well.
These are always a welcomed life event. If you don’t make major purchases with your new income, your insurance needs will stay the same, with one possible exception.
Reaching the end of your working days means a lot of changes to many areas of your life. It’s important to update your insurance coverage for life events like this.
If you need to reassess your home or auto insurance during a big life change, check your state requirements and get started!