Car Insurance in Dothan, AL
Defend your car and your financial security by getting the best price on the car insurance in Dothan, AL, that you need.
Dothan is part of the Dothan Metropolitan Statistical Area. According to Data USA. this location has around 150,000 people in it. Of these people, around 58,000 of these individuals drive to work every day.
Meanwhile, according to Data USA. the city of Dothan itself only has around 70,000 residents. Around 30,000 of these people work in the industry with 84.8% of them commuting alone, 8.56% carpooling and 4.51% working from home. That puts around 27,000 cars on the road as people get to work.
The average time that people spend on their commute is 20 minutes. That means that people spend more than half an hour every day on their drive back and forth to work.
The rates you can expect depend on which insurance company you choose. This is because they weigh factors like driving record, credit score and the type of car you have differently.
Your insurance rates can also vary based on your ZIP code. That's because certain ZIP codes have higher rates of accidents and traffic. The prevalence of thefts in a certain area and the cost of repairs also affect the price you pay for insurance.
There's no one-size-fits-all policy for car insurance in Dothan, AL. Because every quote is based on unique factors, you should use VIU by HUB to shop around and ensure you get the best policy for your needs at the best price.
The more violations and accidents you have, the more you'll pay for insurance. You can ensure that your rates stay low by driving safely, but if you have blemishes, you should use VIU by HUB to ensure you get the best rates.
Another way to keep your rates low is to have good credit. Alabama allows insurance companies to consider your credit score when designing quotes, and drivers with poor credit will pay more than those with good credit.
Alabama has set insurance minimums for liability coverage. While you'll probably want more than this, the state minimums are:
You can do a few simple things to help yourself find the cheapest rates. That includes knowing what coverage you want before you start your search, identifying what discounts you qualify for, bundling your home and auto policies and searching for a better rate each year.
Car insurance in Dothan, AL, averages $129 per month. That is cheaper than both the state and national average.
The penalties for driving without insurance in Alabama include a maximum fine of $500 the first time and $1,000 for subsequent offenses. Authorities can also suspend your license for a maximum of six months.
The main public transportation provider in Dothan and Houston Counties is Wiregrass Transit Authority. They have around 20 buses that they use to transport residents. All of their vehicles are ADA-accessible.
Car insurance in Dothan, AL, is lower than the state average. However, you can use VIU by HUB to see if you can lower your rates even more by comparing quotes and finding the best options for you.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
