A little urban and a little rural, Bear's 23,060 residents get the best of both worlds. Only a short drive from the state's capital of Wilmington and an hour away from the bustling city of Philadelphia, staying on the go is easy to do.
Even if you want to stay close to home, Bear has plenty to explore. From the picturesque Lums Pond State Park to the Delaware Rock Gym to historical sites, restaurants and shopping, cruising around town also means being prepared for anything. Thanks to VIU by HUB, you can easily find and compare Bear car insurance to find affordable and customized coverage.
While you can take a bus to Wilmington, most people rely on personal vehicles to get around Bear or nearby towns. Considering that the average commute time for employed people is 25.5 minutes. it means added risks while traveling the potentially busy roads.
Along with dealing with other drivers, living in Bear also means dealing with occasional severe weather. The area gets approximately 45 inches every year, which is more than the U.S. average. Additionally, the town's proximity to the coast of Delaware Bay means dealing with potential storms during hurricane season. With added weather risks, having the right Bear car insurance is a must.
Delaware requires its drivers to have a minimum amount of liability coverage for both property and bodily damage that may happen if you hit someone. While that coverage offers peace of mind if you cause an incident, sometimes events happen to you.
For the minimum coverage, car insurance in Bear is an average of $801 per year, which is significantly lower than the national average and even lower than some of the town's nearby neighbors. Rates will still vary depending on different factors. Luckily, comparing quotes enables you to shop around to find the best rates as well as find potential discounts to make your insurance even more affordable. In general, insurers will look at the following when considering rates:
Every drive is unique and deserves coverage that aligns with their needs. VIU by HUB is an easy and reliable way to compare Bear car insurance quotes from multiple providers to find the perfect fit.
This information is intended for general informational purposes only and is not intended to constitute legal advice.