Car Insurance in Baltimore, MD
Having car insurance in Baltimore protects you from paying out of pocket for collisions and other damage to your vehicle.
With nearly 570,000 people, Baltimore is the largest city in Maryland. When you add residents in surrounding cities, Greater Baltimore tops out at almost 3 million people. Whether you're watching a play at the Hippodrome Theatre, a baseball game at Oriole Park at Camden Yards or the Baltimore Symphony Orchestra at the Meyerson Symphony Hall, there's always somewhere "charming" to be in the city nicknamed Charm City.
Where there are plenty of residents, there are plenty of vehicles. Driving in Baltimore exposes you to these risks:
Baltimore is on record as the city where drivers are most likely to get into a car accident. It also ranked third in the nation in total fatalities per 100,000 people, despite having multiple public transit options. Having car insurance in Baltimore covers you financially in the event of an auto accident.
Maryland requires drivers to carry these minimum coverages for auto insurance:
According to Kelley Blue Book, the cost of a new vehicle in Baltimore can easily exceed $15,000, regardless of the type of auto. It's recommended to look for a policy that exceeds these minimum coverage levels. VIU by HUB can help you make sense of your options, including policies with these coverages:
Other benefits are also available including umbrella coverage for high damages, roadside assistance and reimbursement for rental vehicles. It's critical to find a plan that works for you and the drivers in your household.
Baltimoreans typically pay $2,072 each year for car insurance, which is more than the state and national averages of $1,415 and $1,548 respectively. What you pay for an annual premium in Baltimore is impacted by the following:
Many drivers will qualify for discounts that can mitigate insurance premium costs. VIU by HUB helps take the guesswork out of insurance by helping you explore options and compare rates. Get the best car insurance in Baltimore by contacting us today.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
