Home Insurance Quotes in St. Paul, MN
Protect your home with a customized policy selected from the best home insurance quotes in St. Paul.
St. Paul is the capital city of Minnesota and home to over 303,000 people. It is the central location of state government as well as a major business hub in the Midwest. Several major businesses have operations here, including the 3M Company, Ecolab and the Securian Financial Group. Known collectively as the Twin Cities with Minneapolis, St. Paul is one of Minnesota's oldest cities, featuring historic communities and landmarks such as the Cathedral of Saint Paul.
There are many reasons to live in St. Paul. The median home value is just over $232,000, meaning that the cost to replace a destroyed residence is in the hundreds of thousands of dollars. The average Saint Paulite household income is around $63,000, a little over ¼ of the median home price. Whether you live in an urban townhome or a quirky Queen Anne house, it's important to find the best home insurance quotes in St. Paul.
Homeowners generally need insurance, either as a requirement from a mortgagee or to cover a loss in the event of major damage. St. Paul homes are at risk from the following:
Imagine having to pay out of pocket to repair or replace your house after a fire or windstorm.
On average, Saint Paulites pay around $2,767 in annual premiums for home insurance, which is above state and national averages. Several companies insure properties in St. Paul, and VIU by HUB can help you find the best quote. The following factors influence what you pay for coverage:
Most homeowners can mitigate their costs by adjusting their deductible or including additional safety features. It's important to find a plan tailored to your specific needs when shopping for home insurance quotes in St. Paul.
A typical homeowners policy includes these coverages in St. Paul:
Homeowner policies usually don't cover floods or earthquakes. As a homeowner, you may need higher coverage limits for special circumstances. VIU by HUB is here to help you make sense of home insurance quotes in St. Paul and find a plan that works.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
