Home Insurance in Hattiesburg, MS
Secure a bright future and keep your peace of mind intact with comprehensive home insurance in Hattiesburg, MS.
Whether you're traveling from Jackson to the Gulf Coast or Birmingham to New Orleans, you'll come across a little gem of a hub city called Hattiesburg. With very reasonable home prices and a non-competitive housing market, it's a great time to invest Hattiesburg, MS. You can find a modern, medium-sized 3-bedroom, 2-bath home for under $400,000. Pair your newly purchased home with a strong insurance policy to secure your peace of mind for the future.
The population of Hattiesburg is close to 49,000. Residents of the city are fairly young as the median age is 29. The median household income is $38,000 per year with most residents staying in the lower middle class and working class economic category.
As a property owner, you may be considering renting out your home as many others do in Hattiesburg. The renter-occupied housing rate is 62.5%. Having a high-quality home insurance policy becomes even more important when you're renting out your home.
There are several risk factors to consider when you're shopping for home insurance in Hattiesburg, MS. While the weather in Hattiesburg is mild for most of the year, extreme temperatures are not uncommon. The city has documented highs of above 100 degrees and below 30 degrees in past years, which are severe enough to damage your home.
Additionally, 38% of all properties in Hattiesburg face a major flood risk, and there's a high chance that your property could see severe wind damage. Most major insurance companies will repair your home in case of a damaging storm, but you may need to consider a policy add-on for flood coverage.
Safety is always a concern for homeowners, so it's important to note that Hattiesburg sees a fairly large amount of property crime for a city of its size. There is less violent crime than the national average, but chances of a break-in are higher in Hattiesburg than in other cities in Mississippi. If you decide that you need more coverage for your home insurance in Hattiesburg, compare your options on VIU by HUB to find the best rate for the protection you need.
The cost of home insurance premiums varies greatly across the state of Mississippi. Homeowners in Hattiesburg pay an average of $2,875 per year to insure their properties. This is higher than the state average but lower than cities such as Biloxi and Ocean Springs.
The rate you pay for home insurance can change depending on what your deductible is and how much coverage you opt in for. Insurance providers consider many factors when creating rates for each specific city and individual homeowner. To guarantee that you're getting a reasonable quote on your home insurance in Hattiesburg, MS, use VIU by HUB to compare offers from major providers.
Comprehensive home insurance is an important financial investment because it can save you large amounts of money if an accidental fire, break-in or storm damages your home. You can sit back and enjoy your life in Mississippi's hub city of Hattiesburg knowing that the property you own is not at risk. While shopping for home insurance in Hattiesburg, MS, make sure to compare your options on VIU by HUB to find a competitive rate with tailored policy options to fit your needs.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
