Car Insurance in Jackson, MS
Spending the day driving around town to see all the city has to offer comes with more security when you have proper car insurance in Jackson, MS.
On the east side of Jackson is a treasure trove of museums: the Mississippi Children's Museum, the Agriculture & Forestry Museum, the Museum of Natural Science and the Civil Rights Museum. Across town is the Mynelle Gardens Arboretum & Botanical Center. With so much to get out and see, be sure to check over your policy for car insurance in Jackson, MS, to double-check that you have adequate protection.
Defensive driving is also something you should review before heading out. Jackson, MS, sees an unusually high number of fatal accidents each year. In 2021, there were 36 fatal accidents involving 57 vehicles. In 2020, there were 48 fatal accidents involving 70 vehicles. In total, 90 individuals were killed. With a little extra caution, several of those lives could have been spared.
Caution surrounding different weather patterns in Jackson is also essential to a safe outing. January is one of the wettest, snowiest and cloudiest months of the year, making for dangerous driving conditions. June also gets a lot of rain, and with that summer sun starting to peak, windshield glares begin to increase. Practicing safe driving behind the wheel of an insured car is your greatest form of protection.
Jackson, MS, residents have access to JTRAN with fixed routes and demand-responsive buses. The problem is emergencies have no sense of time. When something happens during the evening or in the middle of the night, you need transportation. JTRAN also does not operate on several major holidays, so you would need to figure out your ride to the family party. There are also those times you don't want to stand in the rain or the cold while waiting for your ride.
The solution is to purchase a vehicle. With your own car, you can stay out of the weather. If you have an emergency, you can hop in the car and take care of it, and there are several other benefits of having your own option for transportation. Auto insurance in Jackson, MS, is an essential part of your ride, so be sure to compare quotes with VIU by HUB before choosing an auto insurance policy.
On average, drivers in Jackson, MS, can expect to pay around $46 per month for minimum coverage. For full coverage, the average cost is $152 per month. Insurance rates vary by factors such as age, zip code or type of car. For example, drivers in Jackson who are 16 years old have an average monthly cost of $216 for minimum coverage, while those 55 and older pay an average of $59.
In the state of Mississippi, drivers are required to meet or exceed minimum coverage. Liability for bodily injury per person has a minimum required amount of $25,000 and per accident, it sits at $50,000. Liability for property damage has a minimum required amount of $25,000 per accident.
A comprehensive policy covers risks such as natural disasters and vandalism. A collision policy covers risks that include crashing into a tree, another car or a pole. Medical payments, uninsured/underinsured motorist protection and various others are also available.
VIU by HUB takes your personal information and pulls together a variety of options for car insurance in Jackson, MS. Side by side, you compare features and costs to determine which policy best fits your needs. Start the process today!
This information is intended for general informational purposes only and is not intended to constitute legal advice.
The City of Jackson Mississippi
