Car Insurance in Omaha, NE
Having car insurance in Omaha means that your finances are protected from the potential ruin of having to pay thousands of dollars in damage and medical bills after a car crash.
With over 485,000 residents. Omaha stands as the largest city in Nebraska. Nicknamed œThe Big O, the city has much to offer for locals and visitors. Several global companies are headquartered here, making Omaha a major midwestern economic hub. There are more things to do here besides work. Enjoy stunning views of the Missouri River from the Bob Kerrey Pedestrian Bridge or take in Omaha's history at the Durham Museum, housed in an art deco train station.
With major employers such as Union Pacific Railroad and TD Ameritrade in town, you shouldn't be surprised that there are many drivers on the roads here. Omaha is also a major transportation hub, not only due to Union Pacific Railroad's presence here but also with service from Amtrak, the national passenger rail system. Omaha has a public transportation system that includes light rail and bus transit, but it is also considered a very walkable large city.
In a city the size of Omaha, there are many cars on the roads. Despite its walkability, Omaha has several major freeways including I-80, I-480, I-680, I-20 and U.S. Route 75. According to the Nebraska Department of Transportation, the number of urban fatal crashes in 2022 was 33% higher than in the previous four years. The presence of major highways and a large number of drivers contribute both to higher rates of collisions as well as vehicle theft. Having car insurance in Omaha isn't just state law. It's peace of mind if you're ever involved in a car crash or suffer major losses with your automobile.
Omaha drivers must have these coverages at a minimum :
Having the minimum coverages for car insurance in Omaha may be insufficient, especially in an accident involving multiple vehicles, multiple passengers or extensive property damage. A more complete insurance plan should also include these coverages:
Some car insurance policies also include reimbursement for rental cars and roadside assistance. VIU by HUB helps you determine reasonable coverage limits for the way you drive and compare quotes to get the best rates from insurers.
Omaha drivers pay $2,498 annually for auto insurance premiums, on average. This is considerably more than the state average and the national average of $2,008. Your premium will be based on these factors:
Your car and credit history are other factors for consideration. The good news is that VIU by HUB can help you compare quotes for similar levels of coverage, saving you money on car insurance in Omaha.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
