Car Insurance in Paterson, NJ
Compare car insurance quotes for drivers in Passaic County.
North Jersey drivers need car insurance in Paterson, NJ, to cover the risks of personal injury and liability associated with traveling on busy roads in this region. There are 31.5 crashes and 12.1 fatalities or injuries per mile on average in Paterson every year. The rate of fatalities and injuries per mile in this area is higher than in other municipalities with more crashes per mile.
In 2019, Interstate 80 was the fourth most dangerous highway in New Jersey. As of 2022, the most dangerous section of this highway is the 3.4-mile stretch between Exit 55B and Exit 60 in Paterson. On average, this section has 2.3 crashes per mile.
Paterson has an extensive public transit system with commuter rail and bus service. Driving is still the easiest way to access destinations in New Jersey, New York and beyond on your own schedule. Car insurance can help you manage the risks associated with driving on heavily trafficked roads.
VIU by HUB is the best resource for comparing quotes on car insurance policies that offer the level of coverage you need. Enter information about drivers and vehicles to get quotes for policies that provide the personal injury protection and liability coverage you need to comply with state insurance laws and protect yourself from risks on the road.
New Jersey is a no-fault state with options for Basic and Standard policies. Find out more about the coverage that these types of policies can provide:
In addition to these types of coverage, you have the option to choose a collision policy that can cover the cost of repairing damage to your vehicle or replacing a totaled vehicle after an accident. Comprehensive policies can also cover damage caused by disasters, collisions with animals or theft.
The average cost of full car insurance coverage in New Jersey is between $1,497 and $1,964 per year. Basic coverage can cost as little as $816 per year, but these policies have lower limits and do not cover expenses to repair or replace your vehicle.
Driving safely is one of the best ways to lower your premium. Here are several considerations that factor into the cost of car insurance for drivers in Paterson:
All of these data points factor into the cost of car insurance in Paterson, NJ. VIU by HUB makes it easy to compare quotes from several insurance companies to get the best deal on the level of coverage you need to drive in Passaic County.
This information is intended for general information purposes only and is not intended to constitute legal advice.
