Car Insurance in Oklahoma City, OK
Enjoy everything the city has to offer and explore the region with confidence when you find affordable, reliable car insurance in Oklahoma City.
Oklahoma City is a thriving metropolis with more than 600,000 residents. As the capital city of Oklahoma, the region houses many historical landmarks. From visiting the Centennial Land Run Monument, exploring the National Memorial Museum, driving to school or commuting to work, you'll find many reasons to get on the road in Oklahoma City.
In Oklahoma City, summers are hot and humid while winters are frigid and windy. Most of the year sees overcast skies, and the average temperature ranges between 30 degrees and 94 degrees. The temperate climate means that there are plenty of opportunities for road trips during the warmer months.
Oklahoma City recorded thousands of minor car accidents in 2021. Some accidents resulted in extensive injury and property damage, and the city logged 83 fatalities in the same year. These statistics show Oklahoma City drivers why it is so important that they find comprehensive car insurance to protect their investments. VIU by HUB makes it easy to compare available rates and policies so you can find the one that best meets your needs.
Oklahoma City provides public transportation through EMBARK. The service includes busses, shuttles and ferries to help residents reach their destinations. Many residents use public transportation frequently to move around the city, but some do not enjoy relying on schedules. Many people prefer the freedom of having their own vehicles and use VIU by HUB to find affordable car insurance.
The state of Oklahoma requires all motorists to carry liability insurance. While you may purchase additional coverage, your policy must meet the following criteria for you to drive legally in Oklahoma City:
Any other type of insurance coverage is optional. Many motorists choose to stick to minimal coverage, while others prefer to protect their investments with higher coverage limits. Collision coverage protects your vehicle in the event of an accident, while uninsured motorist insurance protects you if you are ever hit by an underinsured driver. You may also choose to purchase higher limits for liability insurance.
Drivers across the nation pay an average of $140 per month for car insurance, which equals an average premium of $1,548. Oklahoma City drivers should expect significantly higher rates due to the excessive number of drivers on the road. Average full-coverage premiums in Oklahoma City are $2,088, which breaks down to a monthly rate of $174.
Rates vary widely among various other insurance providers in Oklahoma City. Insurance providers look at a variety of factors to determine rates. Some of these factors include:
Motorists in Oklahoma City should expect to pay higher rates for comprehensive car insurance than drivers in other parts of the nation. You can often save money on your car insurance in Oklahoma City by bundling your coverage with other policies. You may also qualify for loyalty programs. Using the comparison feature from VIU by HUB is the best way to find great coverage for the right price.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
