Car Insurance in Rock Hill, SC
Discover the unique charms of York County while driving with affordable car insurance in Rock Hill, SC.
Located in York County, Rock Hill is a South Carolina city with a rich history and culture. The U.S. Census Bureau estimated its population at 75,300 in 2022, a 1.3% increase since 2020. As the fourth-largest city in the state, Rock Hill is also part of the Charlotte metro area. It is conveniently located on Interstate 77.
Rock Hill has a humid subtropical climate. With averages of 6.8 inches of snow and 38.8 inches of rainfall annually, the city does not often hazards from snow and ice. Augurisk gives York County a storm events risk score of 42.14%, noting that the region is vulnerable to hurricanes.
Residents have a few options for getting around Rock Hill. My Ride Rock Hill is the city's public transit system, operating four fixed routes with service available Monday through Saturday. Opinions on walkability and bike-ability are mixed, with efforts to improve both aspects within the city.
Most of the city's residents drive for work, school, errands and recreation. The average Rock Hill household owns two vehicles. Commuters who drive typically spend an average of 24.7 minutes on the road. With so many destinations requiring a vehicle, it's an absolute must to have car insurance in Rock Hill, SC.
South Carolina drivers must have three types of coverage in their auto policies: bodily injury liability, property damage liability and uninsured motorist insurance. State law mandates minimum coverage limits in each category:
South Carolina does not legally require motorists to have comprehensive, collision or underinsured motorist coverage, but having them ensures protection against serious financial losses. Here's a breakdown of how each coverage type works:
Together, these six coverage types provide complete protection for your vehicle, yourself, your passengers and anyone else potentially impacted by an incident. With VIU by HUB, you can get custom-tailored quotes and compare policy options.
Drivers in Rock Hill pay an average of $1,712 per year for auto insurance. That works out to around $143 per month. Keep in mind that individual rates can vary by age, driving record, credit history, vehicle type and yearly mileage. For instance, drivers between 16 and 20 years old pay an average of $2,767 per year, while those aged 55 to 65 pay only $806 in annual premiums. Whatever your age, driving history or coverage needs are like, VIU by HUB can help you find customized, affordable car insurance in Rock Hill, SC. This easy-to-use tool can help you compare coverage types and insurers with a few keystrokes.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
