Huron, SD Home Insurance
Your homebuying dollar goes farther in Huron, and you can save even more by choosing the right Huron home insurance policy.
Huron, SD, bills itself as the Pheasant Capital of the World. Hunting and other outdoor activities are significant not only to recreation and leisure but also to the Huron economy. Hundreds of people visit every year for pheasant hunting season, as well as to enjoy hiking, boating and fishing at Lake Thompson Recreation Area and other state parks in the area.
Huron is a close-knit, friendly community of 14,260 people as of the 2020 census. Every year, the South Dakota State Fair takes place in Huron, drawing thousands of visitors from around the state and across the Upper Midwest to exhibit, experience carnival rides or see concerts. Though Huron is a smaller town, it is a fairly short drive from Huron to larger communities in South Dakota, such as Mitchell, Aberdeen and Sioux Falls. This relatively central location is part of what attracts some people to settle in Huron.
Though Huron has faced some economic challenges in recent years, it is starting to show signs of recovery. The Huron job market recently saw a 1.6% increase and is expected to grow by 26.6% over the next 10 years. The cost of living in Huron is about 22.9% less than in the rest of the country, and the typical home price is around $120,000. Your money needs to go a long way when buying a home in Huron, and quotes from VIU by HUB can help you save on Huron home insurance.
There are many places where residents claim that the weather can change in no time at all, but South Dakota officially holds the world record for the fastest temperature change ever recorded. It's largely because there is no ocean nearby to moderate the temperatures, which can reach extremes of both hot and cold.
As a result, many of the risks that Huron homeowners face relate to the weather:
In the summer, dry conditions combined with strong winds can increase the fire danger in and around Huron, producing multiple red flag warnings. Despite efforts by officials to instigate regular controlled burns to get rid of overgrown vegetation, 95% of all properties in Huron are at risk from wildfire.
The James River flows right by Huron on its way from North Dakota to the Missouri River. Most years, Huron only gets an average of 23 inches of rain per year due to its semi-arid climate. However, eastern South Dakota occasionally sees high rainfall amounts in a given year, which can cause the James River to rise and overflow its banks.
Though flooding isn't common, it can affect homeowners in Huron. Most home insurance policies don't include flood coverage, so this is something you may want to consider adding on when shopping for Huron home insurance.
Any town in eastern South Dakota could experience a tornado at any time during the warmer months. For example, Spencer, SD, is a town approximately 75 miles south of Huron, devastated by an F4 tornado on May 30th, 1998. Because of the tornado, the town's population had decreased by half by the year 2000. If such a tornado were ever to form near Huron, it could wreak similar havoc.
The general low cost of living in Huron extends to home insurance. Homeowners pay approximately $2,485 per year on Huron home insurance, less than the statewide average. Use VIU by HUB's online tool to collect home insurance quotes from multiple companies. Choose the coverages you want and compare quotes side-by-side to find the best price.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
South Dakota Game, Fish and Parks
