Car Insurance in Rapid City, SD
There are many beautiful things to see when driving near the Black Hills, but you also need high-quality car insurance in Rapid City, SD.
The more than 30,000 families living in Rapid City get to enjoy miles of picturesque scenery and relaxing outdoor destinations. This city of 80,000 people is fewer than 30 miles from beautiful Custer State Park with its family-friendly activities and camping. The Black Hills National Forest is less than an hour away by car.
It's easy for your family to hop in the car or throw a few bikes in the truck and visit Rapid City's Skyline Wilderness Area or the Hanson-Larsen Memorial Park. These large parks offer over 20 miles of trails for mountain biking, hiking and exploration. If you love fly fishing, spending time angling for rainbow trout at Rapid Creek is a must from spring to fall.
One of the things that makes Rapid City attractive as a vacation destination and a place to live is the variety of places to visit nearby, including eclectic Art Alley and Reptile Gardens, vintage Elks Theater and the many local shops with distinctive Black Hills gold. Mount Rushmore is less than 15 minutes away by car, a favorite destination at night.
Whether you drive for work, take your kids to school every day or use your vehicle for road trips, you need dependable car insurance in Rapid City, SD. Just in 2020, there were more than 3,000 car accidents in the city, an average of 55 a week.
Rapid City has a few public transportation options, such as fixed-route buses. Unfortunately, these options usually only operate until 5:30 p.m., so they're not reliable for workers.
Between private vehicles and carpooling, over 85% of Rapid City households drive to work or school. The average commute is short, usually under 20 minutes.
Do you need to worry about car accidents if you work in the city? It may surprise you to know that only 30% of local crashes happen on major roads such as Interstate 90 or U.S. Hwy 16. The vast majority of accidents ” more than 60% ” take place on city streets.
Rapid City has dry summers and cold winters. The city gets an average of 38 inches of snow annually, significantly more than other places in the United States. The temperature drops below freezing almost 160 days a year, making winter commutes especially dangerous. You know how risky icy roads, blizzards and heavy snow can make the road.
This may explain why Rapid City has such a high volume of single-vehicle crashes. Ice can make you slide off the road and collide with trees or signs. Accidents with wild animals are another risk.
Including collision coverage in your car insurance in Rapid City, SD, is a smart investment. That way, you can repair or replace your vehicle even if you get into an accident alone. Personal injury coverage helps with medical bills after a crash. Use VIU by HUB to see a full range of policy options.
It's possible to get excellent insurance coverage and still save money. The key is to select coverage that benefits your family and avoid add-ons you don't need. On average, car insurance in Rapid City, SD, costs $1,000 a year, similar to other places in South Dakota. VIU by HUB can save you money by helping you compare multiple insurers and coverage options.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
