Home Insurance in Lubbock, TX
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Lubbock residents often deal with property damage caused by high winds. Home insurance in Lubbock can cover restoration costs or even reconstruction expenses in the event of major damage. HUB International provides the coverage that a homeowner in Lubbock needs should a disaster strike. Get in touch with VIU by HUB today to build a homeowners policy that covers your residence along with any additional property or liability coverage that you need.
Homeowners insurance is useful when you need to cover the costs of damage restoration or rebuilding after a disaster. This insurance can apply to accidental fire, damage caused by adverse weather or water damage. Policyholders should review which types of damage are covered under a home insurance policy and determine whether to get additional coverage through HUB International. After a severe weather event in Lubbock, policyholders can make claims to cover any of the following recovery costs:
Many home insurance policies include limited coverage for valuable personal property. If you own valuable items, additional coverage for particular articles set at an agreed value or replacement value can be a good investment in protecting any assets. VIU by HUB can build on a home insurance policy by helping you find the right endorsements, riders or supplementary policies to insure a variety of assets:
Damage from disasters such as floods and earthquakes is excluded from most homeowner’s policies. While these events have not historically occurred often in Lubbock, more complete coverage can provide a homeowner with greater peace of mind under any circumstances. You can also get personal umbrella insurance for additional liability coverage on top of the limited coverage in your home insurance policy.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
