Car Insurance in Brattleboro, VT
Learn how to save money on your car insurance in Brattleboro, VT.
With about 12,000 residents and a flair for the artistic, Brattleboro is a small town with major personality. Living here means you get to enjoy art galleries, live music, farmers' markets, craft breweries and tasty eateries at every turn, such as the Vermont Jazz Center and the Brattleboro Museum and Art Center.
There are plenty of outdoor destinations, too, such as nearby Fort Dummer State Park, Pisgah State Park and Madam Sheri Forest. Families can spend a weekend camping, hiking, biking or walking through the region's beautiful forests. Brattleboro's West River Park provides amazing views of the Connecticut River all year.
In a small town, vehicles are vital for getting around. If your family is like the majority of households in Brattleboro, you probably own one (25%) or two vehicles (45%). Your car, truck or SUV helps you with your daily routine: commuting, working, shopping, taking kids to school and spending time with friends.
A great way to save money on car insurance and still get excellent protection is to personalize your coverage instead of choosing a cookie-cutter policy. This requires you to consider local risks. In 2021, the city of Brattleboro had approximately 400 crashes. About 50 people were injured in car accidents.
The surrounding region has about 1,000 crashes a year. In total, there were 120 injuries from crashes in 2021.
These statistics mean that your risks of getting into a crash in Brattleboro are lower than in many other cities. Some families may decide that basic coverage is adequate in this situation. Others prefer to pay more to have collision coverage in case of hit-and-runs.
Your driving habits also play a role in car accident risks. Brattleboro doesn't have public transportation, so the majority of workers (~65%) commute by car; however, the average commute is only 15 minutes. If you have to drive a longer distance every day or use Interstate 91 with its heavier traffic, your risk of having a crash goes up.
VIU by HUB is an excellent tool for saving money on car insurance in Brattleboro, VT. With our comparison features, you can see how various insurance companies stack up. It's easy to see how much different types of coverage add to your bill, such as collision, comprehensive and personal injury coverage.
One common risk local drivers face is the region's intense weather. Brattleboro gets about 45 inches of rain and 55 inches of snow a year. Both are higher than the U.S. average but normal for Vermont. Heavy rains or ice make it easier for cars to slide off the road. Collision insurance can help you repair or replace your vehicle if you crash, but if you don't drive often in winter, you may not need it.
The more expensive your vehicle, the better an investment comprehensive and collision insurance are. Brattleboro has its fair share of vandalism, auto thefts and property break-ins, which make comprehensive coverage attractive. If most family members drive used cars, however, this type of add-on may be a waste.
You don't have to stick with the same insurance company forever. Circumstances change, and so do insurance costs. On average, car insurance in Brattleboro, VT, costs $1,050 a year, slightly higher than in Burlington and similar cities, but lower than the national average. Use VIU by HUB's easy comparison tools to evaluate all the options and choose a good fit for your wallet.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
