Home Insurance in Burlington, VT
Choose the right home insurance in Burlington.
Owners of homes in the most populous city in Vermont should protect the rising value of these properties. The median value of homes in Burlington was $338,100 between 2017 and 2021 and has recently reached $503,910. Whether you live in the New North End, Old North End or any other neighborhood in Burlington, you can use VIU by HUB to compare quotes and get coverage.
The Queen City is a desirable location to live now and for years to come. Burlington became the first city in the United States to run entirely on renewable energy in 2015 and is on track to achieve net zero status by 2030. In addition to sustainability, the city of Burlington has a strong sense of community. USA Today recently named Church Street Marketplace the Best Public Square in America.
Burlington residents can relax at Lake Champlain, explore hiking trails and head to five ski resorts within an hour of downtown. The unique weather hazards that accompany these scenic surroundings can pose property damage risks. Find out more about perils to homes in Chittenden County and learn how home insurance in Burlington can protect the value of your property.
Most home insurance policies cover likely hazards to homes in Burlington. Find out more about some potential causes of property damage in Northwest Vermont:
Flash flooding recently caused the Great Vermont Flood of July 2023. While this storm did not directly affect Burlington, the Winooski River at Montpelier rose by over 14 feet in 20 hours, which exceeded the crest during Tropical Storm Irene in 2011. This tropical storm resulted in nearly $750 million in property damage.
Burlington averages 72 inches of snow per year. During snow squalls, up to 13 inches of snow can fall within 12 hours. Each cubic foot of snow can weigh between 7 and 20 pounds. The design of the roof on your home could raise the risk of ice dams and collapse.
The city of Burlington has a property crime rate of 36.38 crimes per 1,000 residents. This rate is higher than that of the neighboring communities of Colchester and South Burlington. The right home insurance policy can cover the costs of damage to your dwelling or theft of possessions.
Home insurance premiums in Vermont are typically much lower than the national average. The average annual home insurance premium in Burlington is $780, with an average monthly rate of $65. This local average is comparable to rates in South Burlington and Colchester.
Owners of homes in Burlington can choose from several forms of home insurance and custom policy options. VIU by HUB makes it easy to get quotes for any level of coverage. Here are a few of the most popular types of coverage for Vermont homeowners:
An all-perils or comprehensive home insurance policy protects against a wide range of risks. You should carefully review the terms of named perils policies. You can also compare the cost of supplemental coverage, endorsements and other policy options.
The age, size and location of your home factor into insurance rates. When you enter this information, VIU by HUB gives quotes from leading insurance companies to help you select home insurance in Burlington with the level of coverage you need.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
