Arlington, Virginia, is home to a rich, diverse culture. No matter if you enjoy the buzzing nightlife in the local pubs or would instead prefer to peruse national monuments, you'll want to have a car to give you the freedom to explore. Before you take a scenic drive on the beautiful George Washington Memorial Parkway or across the Potomac River into Washington, D.C., you must review your car insurance in Arlington, VA.
Traveling through the county, there's about one crash per 1,857 miles traveled by car. Even within the Arlington community, there are a variety of driving hazards, including the intersection of Park Drive and George Mason. While safe driving practices can help mitigate accident risks, allow VIU by HUB to help you find and explore insurance options that can help after an accident.
With over 230,000 residents in Arlington and 47.8% of those residents commuting to work every day, you'll be sharing the road with a variety of drivers who may or may not carry insurance.
On average, car insurance in Arlington costs about $1,452 annually or about $121 monthly, which is typically less expensive than the rates throughout the rest of Virginia. Full coverage car insurance in Arlington, however, costs more than the average at about $3,608.
At VIU by HUB, we're dedicated to educating the community on the factors insurance companies in Virginia use to determine premiums for drivers:
In addition to your age and driving record, your experience matters, too.
Virginia is one of two states that does not require its residents to carry motor vehicle insurance legally. Instead, those who want to purchase license plates or decals must pay a $500 Uninsured Motor Vehicle fee.
For those who do carry insurance, Virginia has minimum coverage limits. Currently, the policies effective from January 1, 2022 through December 31, 2024 include:
Following January 1, 2025, the minimum coverage will be:
Those who do not carry the minimum insurance and did not pay the $500 fee to the DMV may be subject to severe penalties. Drivers may lose their vehicle registration and driving privileges and will have to pay $600 to have it reinstated. Additionally, they will have to file a Financial Responsibility Insurance Certificate with the DMV for three years.
VIU by HUB can help you determine the most suitable rates for your vehicle. Exploring your options and comparing various rates can help you find the right car insurance in Arlington for your vehicle and lifestyle.
This information is intended for general informational purposes only and is not intended to constitute legal advice.