Car Insurance in Yakima, WA
Find car insurance in Yakima that supports your daily drive and protects your interests.
Yakima is a stunning city of 98,000 people within driving range of Seattle. Nestled near the Cascade Mountain Range, this metropolis is part urban and part nature, with amazing views of Mt. Rainer to the north and the Yakima River all around. Families can enjoy walking, biking, hiking, swimming and fishing at nearby wildlife sanctuaries such as Myron Lake, Rotary Lake and Lake Aspen. Is it important to have full coverage car insurance in Yakima, or is basic coverage enough in such beautiful surroundings?
Yakima has the amenities and population of a large metro area but the feel of a country town. The region is known for its agriculture, apples, wine and hops. This makes for a strange combination of roadways for daily commutes: High-speed Interstate 82 runs through Yakima, and so do State Hwy 12 and numerous country backroads. These roads support locals, 12,000 college students and many workers come from the area to work in Yakima.
With interstates and country roads come car accidents. In 2021, there were approximately 1,700 crashes in the city of Yakima. About 350 of these crashes caused injuries and 10 were fatal.
In the greater agricultural region, the numbers are even more surprising. In just one year, more than 4,000 car accidents happened, along with almost 50 fatalities and 670 injuries. This translates to roughly 75 accidents, 12 injuries and one fatal crash each week.
There are no notable public transportation options for the majority of Yakima residents. Virtually everyone gets to work or college by driving. About 80% of individuals drive alone and 12% carpool with colleagues. This makes trustworthy car insurance in Yakima essential.
The good news is that Yakima has some of the shortest commute times in the country, with many workers reaching the office in an average of 20 minutes. At the same time, the majority of families have two cars and a whopping 50% of local households own between three and five vehicles.
VIU by HUB is helpful because it makes short work of comparing auto insurance. See multiple insurance providers, coverage options, limits and add-ons quickly. Which dangers stand out locally?
Auto theft rates in Yakima have improved somewhat over the years, but they're still twice as high as the rest of the country on average. There were about 440 vehicle thefts and nearly 3,000 property crimes just in 2021. Comprehensive coverage can cover residents after auto theft, vandalism, storm damage and other dangers.
Yakima doesn't get much snow, but annual temperatures get colder than in other parts of Washington. There are about 125 days below freezing each year. Icy roads and fast highways aren't a good combination. Collision insurance can protect drivers after single-car crashes and accidents with other vehicles, helping with repairs quickly.
In the Yakima area, there are more than 300 alcohol-related crashes and 50 car accidents involving wildlife on average per year. These crashes can cause life-threatening injuries. Personal injury coverage can be a lifesaver when it comes to paying for medical treatment after an accident.
The average cost of car insurance in Yakima is $1,300 a year, which is considerably less than other large cities in Washington. That said, every household has different driving habits and needs. Costs can vary for each driver in the family. VIU by HUB can assist with finding the right fit for insurance coverage.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
