Car Insurance in West Allis, WI
Connect with quality car insurance in West Allis at a price that fits your budget.
West Allis is a thriving Milwaukee suburb with about 60,000 residents, according to the U.S. Census. It's ideally located for day trips to Lake Michigan, downtown dinners and scenic drives through Wisconsin's rolling fields and farmlands. Residents have easy access to both I-41 and I-94. If you live or work near the area, full coverage car insurance in West Allis can protect your vehicle and your budget.
Most West Allis residents rely on cars for their daily activities, although the city does have some public bus routes. According to Sperling's Best Places, nearly 82% of people who live here drive their own cars to school and work, and about another 9% carpool with others. The average commute time in West Allis is just over 22 minutes, compared to the national average drive of more than 26 minutes.
According to the Wisconsin Department of Transportation, Milwaukee County had 88 auto accident fatalities in the first three quarters of 2023, 15% of the state's total collision fatalities during that period. One of the county's five most dangerous intersections based on injury rate is 108th Street and National Avenue in West Allis, according to WTMJ-TV Milwaukee. It's important to protect yourself from the impact of a serious accident with auto insurance that pays for property damage and bodily injury.
Comprehensive car insurance in West Allis pays for the cost of vandalism, theft and other non-collision events. The city has about 2.84 property crimes per 100 residents each year, according to Sperling's Best Places, almost double the Wisconsin property crime rate of 1.47 per year. Find affordable prices on the car insurance protection you need by comparing rates with VIU by HUB.
Based on data reported by MarketWatch, the average West Allis driver pays $1,346 per year or about $112 monthly for full coverage car insurance. Although premiums are a bit higher than the state average of $1,219 per year, you'll likely save hundreds compared to the national average premium of $1,730 per year.
Even within the same city, you may find different rates from one street to the next based on accident and claim rates. Factors like the type of car you drive, your driving history and your credit score also affect your premiums. Since every company has its own way of determining your rates, it pays to compare quotes from multiple providers with VIU by HUB.
Drivers in West Allis must have liability insurance of at least $10,000 per accident for property damage, as well as $25,000 per person and $50,000 per accident for bodily injury. This type of coverage pays for others' expenses if you cause an accident. You must also have $25,000 per person and $50,000 per person in bodily injury coverage to pay your medical bills after an accident with an uninsured motorist.
Because Wisconsin is an at-fault state, the driver who causes the accident must cover all the associated costs. Having sufficient auto insurance protects you from paying out of pocket after this type of incident.
You can find car insurance in West Allis that fits your needs by comparing quotes online with VIU by HUB. Sufficient coverage gives you peace of mind and shields your budget from the unexpected.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
