Summer insurance tips
- Planning ahead
- Homeowners insurance
- Recreational toy insurance
- Motorcycle insurance


Summer is nearly here and it’s time to start thinking about firework nights, lake weekends and maximizing your outdoor time while the weather is good. While you’re gearing up for the excitement of summer, don’t forget to prepare for the potential risks as well. We’ve outlined some summer insurance tips to help you prepare to have the best summer yet.
When you know common summer risks and potential situations that would require insurance claims, you can take steps to prevent them. A great place to start is installing smoke detectors and security systems, securing outdoor cooking equipment and swimming pools and practicing safe driving with your ATV. By doing this prep work, you’ll be better prepared to prevent accidents or the need to file a claim.
Some risks are specific to summer, or are more likely to occur in summer. Here is a list of common summer insurance claims and tips on what to be aware of.
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It’s important to explore insurance coverages that are relevant to your summer plans. Here is a breakdown of types of insurance coverage that you make want to consider.
It's important to note that the specific types and amount of insurance coverage you need will depend on a variety of factors. Your best course of action is to talk to your insurance company, or the VIU by HUB Advisory Team, to talk about your specific summer plans and any new equipment or toys you might want insured to be certain that you have the coverage you need this summer.
The VIU Point is here to help you make sense of it all, so you can confidently compare umbrella insurance quotes and make the best policy decisions overall.