Car Insurance in Bowling Green, KY

Find affordable car insurance in Bowling Green, KY, to meet a variety of needs.

Compare, shop and customize quotes from top-rated insurance carriers.

Drive Confidently With Car Insurance in Bowling Green, KY

Annual temperatures range between 29 degrees and 88 degrees Fahrenheit. making for pleasant driving conditions during much of the year. Fortunately, winters in Bowling Green are relatively short. There is always some chance of rain or snow making driving more difficult, though. Whether you are gearing up for an epic road trip, commuting to work or running errands, there are many reasons to drive in Bowling Green. Of course, it is important to review your car insurance policy in case accidents occur. Doing this should give you the peace of mind to drive confidently.

Staying Safe on the Roads

Bowling Green has about 75,000 residents. which means the potential for accidents is present every day. In fact, about 25 people are involved in fatal car accidents per year. Driving practices such as wearing seat belts, remaining alert and avoiding distracted driving help quite a bit to keep people safe. Having the right type of car insurance in Bowling Green, KY, is a tremendous asset as well and can protect you in minor and major situations.

Commute Times and Public Transportation

GoBG Transit is among the public transportation options in Bowling Green, but many residents opt for cars to give them safe and efficient transportation. About 78% of residents drive their car alone to get to work, and the average commute is 17.7 minutes. Use VIU by HUB to compare auto insurance rates so you can commute with the peace of mind you have the coverage to meet your needs.

Required Minimum Coverage in Bowling Green

Kentucky mandates a minimum amount of car insurance, although many motorists opt for expanded coverage. The minimums call for either a policy with a single $60,000 limit or insurance with 25/50/25 coverage. That breaks down as follows.

$25,000 bodily injury protection per person if you cause injuries to someone
$50,000 bodily injury protection per accident to cover injuries you may cause to multiple people
$25,000 in property damage coverage per accident if you are at fault and cause damage to property

Kentucky also requires drivers to have at least $10,000 of personal injury protection per person. It applies regardless of fault and can cover lost wages, medical expenses and other expenses that stem from a car accident.

Average Cost of Car Insurance in Bowling Green

The average cost of car insurance in Bowling Green, KY, is $155 per month. This is less than the state average. Of course, how much you pay for auto insurance depends on variables such as where exactly you live in Bowling Green, your driving history, your vehicle's make and model, your age and gender and the discounts you qualify for.

Common discounts include safe driver, multiple car, student, loyalty, low mileage, continually insured and pay in advance or pay in full. It is a good idea to compare multiple insurance quotes to make sure you are getting the most value for your money.

VIU by HUB lets you compare quotes for car insurance in Bowling Green, KY so that you can make an educated decision. You answer a few queries about your car and location, and then you can review the quotes side by side. You can also compare the quotes for the bare minimum coverage versus more thorough insurance.

This information is intended for general informational purposes only and is not intended to constitute legal advice.