Car Insurance in Nicholasville, KY
Choosing the right car insurance in Nicholasville makes cruising that much more fun.
What's better than enjoying a Sunday drive through Kentucky's Bluegrass region? You could cruise through Nicholasville, KY, when the Kentucky Wine and Vine Festival is in full swing. The yearly summer celebration is touted as œthe best wine event this side of the Mississippi. Not a surprise, considering that Nicholasville is home to First Vineyard, established in 1799 and recognized as t he first commercial winery in the United States.
The festival draws big crowds every year, so more traffic is on the road. If you're planning to attend, take a moment to review your auto insurance to ensure everything is up to date. Beyond potentially expensive fender benders in town, several Kentucky state routes weave through the city, including U.S. Route 27, which may pose a greater threat for more serious accidents.
That goes for the 31,000 people who live in Nicholasville as well. Regular traffic conditions mean a nearly half-hour drive to work for most, according to the U.S. Census Bureau. No worries for those with updated coverage.
Residents and visitors can take NichTran public transportation for trips around town but will need a vehicle for trips outside city limits. While serious car accidents in Nicholasville are relatively rare - there were only 4 fatal accidents in 2021. according to City-Data.com - there are about 1,400 accidents in Jessamine County annually.
Without the right car insurance in Nicholasville, a driver could be responsible for expensive repairs to his and the other driver's vehicle. Nicholasville drivers pay a $110 monthly premium on average for car insurance. This is below the state average and might be considered relatively affordable for many, but It's always smart to shop and compare auto insurance rates. VIU by HUB makes it easy to do.
To legally operate a vehicle in Kentucky, minimum car insurance coverage must include :
Consequences for driving without insurance include fines from $500 to $1,000, up to 90 days in jail, or both. Additional coverage drivers should consider include:
Many insurance providers offer different rates for the same level of coverage, which is why it is important for drivers to shop and compare auto insurance plans. Regardless of whether it is a policy meeting the state's legal minimums or a plan with additional coverages, comparing rates allows drivers to identify cost-effective options that could result in substantial savings.
Drivers can shop for car insurance in Nicholasville by using VIU by HUB's simple, streamlined quote comparison process. After providing a few details about their vehicle and location, drivers can compare quotes from multiple insurance companies and make a decision based on their individual circumstances and needs.
This information is intended for general informational purposes only and is not intended to constitute legal advice
