Car Insurance in Freeport, NY
Freeport is a charming sleepy town, but car accidents don't give you a rest.
The village of Freeport, NY, is a laid-back area popular with couples and families looking for a place to settle. This town of about 45,000 is located on the south side of Long Island, offering many parks, waterfront vistas, shops and other options for entertainment. Despite the peaceful surroundings, though, it's still important to choose reliable car insurance in Freeport.
During the annual Nautical Mile Festival, as many as 200,000 people visit Freeport from other parts of New York City and Long Island. In other words, there can be as many as four visitors for every resident. With such a surge in vehicles, car accidents are more likely to occur.
Every year, there are about 1,000 car crashes in Freeport. About two-thirds of those accidents cause injuries. The rest involve property damage. Considering that Freeport only has about 14,000 households. that means there is an average of one car accident per 14 families every year.
On average, workers in Freeport have to commute over 30 minutes to work. A surprisingly large percentage (30%) drive 40 minutes or more to work. In fact, 10% need to commute 60-90 minutes every workday.
If you take your own car to work, you're far from alone. Nearly 70% of local workers drive alone, and another 10% carpool. Only 10% use public transportation. If you are not using public transportation, you need car insurance in Freeport that you can trust.
The cost of car insurance in Freeport fluctuates between insurers. On average, you can expect to see premiums of about $200 a month for full coverage, or $2,400 annually. This is below the New York average, but it's higher than the national average for car insurance (about $2,000).
Several factors affect your prices for car insurance, such as:
Auto insurance costs, coverage limits and terms also vary by insurer. Before choosing the lowest price for Freeport car insurance, you should take the time to see what different policies include. VIU by HUB helps you compare multiple insurance companies, rates and coverage options in minutes.
Unlike in other parts of New York, Freeport's weather is pretty awesome all year. Summers are warm and winter temperatures rarely drop below freezing. This means that icy roads aren't common.
Driving hazards for local families mainly revolve around other drivers. Long Island has some of the most dangerous roads in New York. Visitors who are celebrating may drive under the influence, posing a major risk. Even if you're the best driver, you don't know when another vehicle is going to pull out in front of you.
When comparing car insurance in Freeport using VIU by HUB, pay attention to the main risks your family faces. For example, if you're worried about theft, make sure to include comprehensive coverage. Every family can benefit from adequate personal injury coverage after a crash.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
