Car Insurance in Rochester, NY
Explore the city comfortably and safely by choosing dependable car insurance in Rochester, NY.
Rochester, NY is a popular place for families, with beautiful homes, plenty of work opportunities, rich history and a low cost of living. The city of Rochester has a population of just over 200,000, though the metropolitan area is home to over a million people. To get to the city's parks, shopping centers, restaurants and kid-friendly destinations, the majority of residents drive. Every family needs good car insurance in Rochester, NY, to stay safe on the road.
No family wants to think about car crashes, but the sad reality is that accidents happen unexpectedly ” even in Rochester. In just three years, there were almost 9,000 injury-causing automobile accidents in Rochester. That's an average of 3,000 serious crashes a year. There were also more than 25,000 accidents involving property damage only.
Even though Rochester has incredible weather in summertime, winters are surprisingly cold. This is partly due to the city's location near the Erie Canal on the shores of Lake Ontario. Lake-effect winter weather causes temps to dip to an average low of 17 degrees in January. Snow is exceptionally common, with the area getting almost 80 inches of snow a year.
Where there's snow and ice, car accidents are soon to follow. Icy roads can make you accidentally skid off the road. Even the best drivers can end up getting into an accident because of other vehicles in winter snowstorms. The only way to really be prepared is to make sure your family has trustworthy car insurance. That's where VIU by HUB's insurance compare feature comes in handy.
If you spend time commuting every workday, you need great car insurance in Rochester, NY, to protect you. The average commute time in the metro area is 20 minutes each way. Every intersection is another chance for other drivers to cause a crash you can't anticipate.
Almost 80% of local workers drive to work, which means a lot of vehicles on the road at any given time. Of course, you could use the Regional Transit Service to get to your destination (like 9% of workers), but that would limit your freedom of movement. Driving is convenient; you just need to have the right blend of car insurance to be prepared.
The average household in Rochester owns two vehicles and almost 20% of families own three cars. If you have teen drivers, comparing car insurance with VIU by HUB can be good for your wallet and your teen's well-being.
One thing that can make you smile about Rochester car insurance is how affordable it is. The average for auto insurance in this upscale city is just $1,300 a year. Knowing that this is several hundred dollars lower than the New York State average makes it easy to get excited. Rochester even offers lower insurance costs than the U.S. national average of $1,550.
When you use VIU by HUB to compare car insurance in Rochester, NY, you can put the money you save to good use. You can opt for additional coverage that covers single-car accidents, helps with medical expenses or provides the funds you need to repair your vehicle quickly after a fender bender.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
