Auto Insurance in Philadelphia, PA
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Philadelphia is a gorgeous city full of history, nightlife, culture, and so much more. From the densely packed neighborhoods of Center City to museum row at Logan Square, there is always a new restaurant or adventure to try in the city. Of course, many of those adventures are much easier to reach if you have a car. Car insurance in Philadelphia is essential for protecting yourself, your loved ones, and your vehicle. Even if you are a good driver, accidents happen. In fact, in 2019, more than 11,000 of them happened and more than 13% of those resulted in injuries. You simply cannot go without auto insurance if you plan to drive in Philadelphia, Pennsylvania or its surrounding neighborhoods.
Drivers in the state of Pennsylvania are required to carry car insurance in Philadelphia, PA. Like most other states, it requires a minimum amount of insurance.
Carrying the minimum amount of insurance is essential not only for your financial protection but for your ability to drive. If you are caught driving without car insurance in Philadelphia, you face several repercussions. At best, you'll pay a minimum of $300 for driving uninsured. Depending on the circumstances and whether you have a history of driving uninsured, you could also lose your license or vehicle registration for at least three months, must pay restoration fees to get them back, or even have your vehicle impounded.
The minimum insurance required for car insurance in Philadelphia is not likely to cover all the damage or bodily injury in an accident, especially if it was more than a fender bender. It is recommended that you carry more than the minimum on each of the required policies. You might also consider other policies that are available to you.
There are a wide variety of other options available as well, including coverage for income loss, extraordinary medical bills, and towing.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
