Villanova is a suburb of Philadelphia, PA. It is home to and named for Villanova University, a nationally recognized university known for its programs in engineering, business and law. Home to the top-ranked men’s college basketball team, Villanova is an area that has more than a few reasons to be proud. With a name that literally translates to “New Town,” the area is considered an upper middle-class area that straddles Lower Merion Township in Montgomery County and Radnor Township in Delaware County. Located at the intersection of Interstate 476 and U.S. Route 30, it’s easy to take the road home to Villanova, PA.
Beyond the university, the area offers several points of interest, including Arboretum Villanova, the Appleford Parsons/Banks Arboretum and Stoneleigh: a natural garden, attracting residents and visitors alike. Historic places, both on- and off-campus make the area a lovely place to visit at any time of the year. Getting to and around this new town on four-wheels is often the preferred method of transportation, so the need for auto insurance in Villanova, PA cannot be overstated. Here’s what you should know about covering your vehicles and all the drivers in your household in this community within the Keystone State.
An insurance policy helps protect you from major financial losses. The damages and expenses associated with vehicular collisions and incidents can add up quickly, threatening your financial peace of mind. In Pennsylvania, you’re required to have a certain level of auto insurance in Villanova and other parts of the state. Whether you’re a Villanovan or a proud Wildcat from the university, it’s not feasible for you to drive around with over $100,000 in hand for potential car collisions. Moreover, lacking auto insurance can lead to fines of up to $300, suspension of your driver’s license, license plate and vehicle registration. You’d be stuck taking trains on the SEPTA system without your driving privileges.
As with other plans, auto insurance in Villanova, PA offers the following coverages and details:
Your auto insurance in Villanova, PA may also cover expenses associated with towing or renting a car. As a resident of Pennsylvania, you may opt for a limited tort policy. This type of plan puts limits on your ability to sue another driver for pain and suffering after an incident. Consider a limited tort policy if you’re hoping to save money on auto insurance in Villanova.
This information is intended for general informational purposes only and is not intended to constitute legal advice.