Car Insurance in Lehi, UT
Lehi is a family-friendly, drivable community, but before you hit the road, make sure you have car insurance in Lehi.
Lehi is a thriving community of 85,000 residents named the 14th fastest-growing city in the country! While Lehi is home to the famous Thanksgiving Point station and includes a stop for the FrontRunner, it is more convenient to travel by car. In fact, most families own at least two vehicles and have a 23.3-minute commute.
Whether you want to drive yourself to the Utah Lake in the south or experience the White and Oquirrh Mountains in the west or Wasatch Mountains in the east, you are surrounded by nature. Most residents choose to drive to the various parks and recreational areas before embarking on hiking, mountain biking and fishing.
Lehi experiences cold winters from December to February, with average temperatures below 45 degrees Fahrenheit. According to the U.S. Department of Transportation, about 24% of all weather-related crashes occur in snowy or icy conditions. Car insurance in Lehi is another way to feel safe during inclement weather.
Without car insurance, you have no protection against claims if someone files a claim against you after an accident. Likewise, you have no safety net to pay for damages or to replace your vehicle following a collision. Car insurance in Lehi is essential, but it is also a requirement. VIU by HUB's easy-to-use tool allows you to compare a variety of policies from multiple insurers so you can choose the policy and provider that work best for you.
Utah requires all motor vehicle owners to have no-fault insurance. All drivers must have liability limits of at least $25,000 for bodily injury, $65,000 in total bodily injury and $15,000 in property damage. Driving without insurance is considered a class B misdemeanor and can result in fines and license suspension.
While Lehi has public transportation, including the FrontRunner, it does have limited hours, particularly on Sundays. If you want to move around the city with freedom and convenience, you will need a car.
If you are at fault for a crash, you will have to pay the other driver's bills for injuries and damages to the vehicle. If you do not have car insurance, you could end up paying higher costs than you can afford.
On average, people spend about $126 per month on car insurance in Lehi. Your rate will increase or decrease, however, depending on your specific circumstances and your choice of coverage. Choosing comprehensive coverage will cost you more than the minimal coverage required by law.
When insurers quote you on rates, they look at a few different factors, including:
Some insurance companies may offer discounts to safe drivers, whereas parents who have teenagers who sometimes use the vehicle may see higher rates.
Drivers do have some control over their car insurance costs, particularly when it comes to choosing coverages and determining their limits and deductibles. When you select a policy, if you pay a lower premium per month, you will have a higher deductible before your insurance kicks in.
Every driver's circumstance and auto insurance needs are different from one another. Where one driver may only require minimum coverage, another may want to protect his or her family with comprehensive coverage and roadside assistance. No matter your preference, VIU by HUB is prepared to simplify the process and allow you to compare rates for car insurance in Lehi, Utah.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
