Car Insurance in South Jordan, UT
Safeguard your vehicle and financial security with great car insurance in South Jordan.
There are approximately 85,000 people in South Jordan, UT, which is part of the Salt Lake City metropolitan area. People in the city often drive to nearby locations for entertainment, shopping and outdoor recreation. This travel can be dangerous when you consider all the drivers in the area.
South Jordan has minimal public transportation options, with minimal bus service around town or to the FrontRunner train service, forcing most drivers to take to the roads. According to Data USA. commuters spend an average of 24.7 minutes driving to work. All the cars on the road mean you need good car insurance to stay protected if an accident were to occur.
The average cost for full coverage car insurance in South Jordan is $1,552. However, there are no standard rates for car insurance. Because there are a lot of auto thefts and accidents in this city, it is higher than normal. Although policies in South Jordan tend to be above the state average, hey are often significantly less than the national average. If you want to lower your current insurance costs, use VIU by HUB's comparison tool to find the cheapest rates in the city.
State laws require that you have liability coverage for both property damage and bodily injuries you may cause in a collision. This policy will also cover pain and suffering suits and lost wages for the party you injured. However, this will not pay for your financial loss in an accident.
Limits are the maximum amount your insurance will pay if you cause an accident. These are always represented in three numbers: bodily injury coverage per person, per accident and property damage coverage. The amount that you need for Utah is 25/65/15.
Driving without insurance in Utah is a class B misdemeanor. The punishment for this can include:
While Utah only requires liability and uninsured motorist coverage, there are plenty of other optional policies that you should consider. The most common include comprehensive, collision, loan payoff, medical payments, rental car reimbursement and roadside assistance coverage.
Numerous factors affect the rates you end up paying for car insurance.
Drivers between 16 and 19 are the least experienced and have the highest rates of at-fault accidents. Therefore, they often pay the highest rates.
In most situations, teenagers must remain on their parents' policy until they turn 18. Then, they must consider whether it is better to get a separate policy or remain on their parent's policy. In general, staying on their parent's policy for as long as possible will allow young drivers to save money.
Another major factor that affects your rates is your driving record. Recent blemishes on your record will raise your rates. Generally, the most serious infraction in Utah is a DUI, which could cause drivers to see a license suspension and require special high-risk driver insurance.
You must carry at least the minimum car insurance in South Jordan. Using VIU by HUB can help you meet this requirement by allowing you to compare policies from various insurers. It can also help you find the best price to get the most coverage for your dollar.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
