Car Insurance Quotes in Salt Lake City, UT
Smart drivers get multiple car insurance quotes in Salt Lake City before purchasing to save money.
Since Salt Lake City was founded in 1847, individualized transportation has been important. Its founders designed broad streets that were wide enough for a horse-drawn carriage to make a U-turn. Today, 67% of workers in Salt Lake City drive their own cars to work. Protecting those vehicles and their occupants has never been more important, as the estimated population of Salt Lake City in 2022 was 204,657.
On average, Salt Lake City receives 51.9 inches of snowfall per year. The heavy snow and its potential for winter sports is one of the city's biggest draws for many people, but it can make driving a challenge. Slippery conditions can lead to auto accidents and potential injuries to vehicle occupants.
There are 2,122 motor vehicle thefts in Salt Lake City every year. The rate of annual car thefts is 10.58 per 1,000 people, nearly four times the national rate. Not all car insurance policies include coverage against vehicle theft, but VIU by HUB can help you find an affordable policy that includes all the coverage you need.
Salt Lake City does have an extensive public transportation system of light rail and buses operated under the Utah Transit Authority. However, only 6.7% of commuters use it. Even people who do not drive prefer to use ride-hailing services such as Lyft or Uber to get around. This puts even more vehicles on the road, which increases the risk of an accident.
Utah is a no-fault state, meaning that one driver cannot take legal action against another for causing a collision. However, that does not mean that car insurance is optional in Utah. State law requires drivers to carry personal injury protection coverage. Your PIP coverage covers your medical expenses if you sustain injuries in a car accident, regardless of whether the collision involved other vehicles.
PIP insurance covers your medical expenses if you sustain injuries in an accident. However, it does not cover damages to your vehicle that occur due to vandalism or theft, nor does it cover damages due to the following:
If you have concerns about these types of damages, you may want to look for car insurance quotes in Salt Lake City that include optional collision and comprehensive coverage.
The average cost of a car insurance policy in Salt Lake City is $127 per month. This amounts to $2,584 per year, which is higher than the national average.
The cost of car insurance can vary widely based on factors such as your age, gender, credit score and even the type of car you drive. Getting multiple quotes before you purchase can save you money, but collecting the quotes can be a hassle.
That is where VIU by HUB comes in. On our website, you can answer a few simple questions about yourself and your vehicle. We then offer rates from insurers in your area, allowing you to make a side-by-side comparison. You can include optional coverages, such as collision and comprehensive insurance, in your search criteria. Start comparing car insurance quotes in Salt Lake City today.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
